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KENANGA INVESTMENT BANK BERHAD
Our range of products and services include corporate finance, corporate and investment banking, equity broking, equity and debt capital markets, equity derivatives, and structured products, private equity, treasury and the provision of investment research and advisory services.
These terms & conditions ("Terms and Conditions") apply to your access and the services provided by KenWealth through KenWRAP (herein after referred to as the "Service") by Kenanga Investment Bank Berhad (the "Bank"). You agree to be bound by these Terms and Conditions without any limitation. These Terms and Conditions are to be revised from time to time. If you do not accept these Terms and Conditions, please discontinue your access and services immediately.
These Terms and Conditions may be updated by the Bank at its sole and absolute discretion from time to time by posting the updated Terms and Conditions without prior separate notification to you. You should check these Terms and Conditions each time you access the Service to check for updates. Your continued use of the Service shall be deemed as your acceptance of any changes, amendments and/or variations. The Bank further reserves the right to change, suspend or discontinue any aspect of this Service without prior notice to you.
Terms & Conditions:
The Service and access to you is on a non-exclusive and non-transferable basis. Therefore, you are fully responsible for your access. Do not disclose any information to prevent unauthorized access. Sharing of access is strictly prohibited at any point in time.
This Service is provided on an "as-is" basis and the Bank does not warrant that the Service will meet a certain standard, be free from error, delay, omission or failure or be suitable for your purpose, or that any data provided through the KenWRAP or otherwise ("Data") will be accurate or complete.
You agree not to transmit to the Service any materials which could reasonably be held to constitute or encourage conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of any country or other competent authority, or infringe the rights of any third party enforceable in any part of the world.
You shall also be bound by the full terms and conditions of the usage of the Service and access which we will provide to the users through this KenWRAP. The continue usage of the Service shall imply that you agree and accept the terms and conditions therein. From time to time, the Bank may change the content, presentation, performance, facilities or availability of any part of this KenWRAP.
The Bank reserves the right to remove any materials from the Service, where it reasonably suspects that such materials are prohibited by these Terms and Conditions or are otherwise inappropriate.
For your convenience and information, the Service may provide links to other sites operated and controlled by third parties ("External Websites"). The Bank shall not be responsible for the availability of these external resources or their contents, and shall not be liable for any information or services which may appear on such External Websites. The content on such External Websites will not have been developed, checked for accuracy, or otherwise reviewed by the Bank. Any hyperlinks to any External Websites are provided only as a matter of convenience to you and shall not be deemed as an endorsement or verification of such websites and such External Websites should be accessed at the user’s own risk. You should also be aware at all times that the terms and conditions appearing on each and every External Website and the External Website's privacy policies may differ from those applicable to your use of the Website. The Bank is not a party to any contractual arrangements entered into between you and the provider of the External Websites unless otherwise expressly specified or agreed to by the Bank in writing.
The Bank makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.
You hereby duly agree and accept that under no circumstances will you hold the Bank liable for any loss or damage caused as a result of your access to the External Websites. The Bank shall also not be responsible for any damages or losses caused as a result of the following:-
a. the use of or reliance on any content, goods or services available on the External Website;
b. any delays, defects or omissions that may exist in the service; any
c. information or other content provided in such External Websites, whether actual, alleged, consequential or punitive.
Each user shall be allocated a user ID and password. Individual users are not permitted to share their user ID and password with any other person, nor with multiple users on a network.
We will treat any of your instruction or order as genuine and carry them out, even if given without your authorisation.
You shall indemnify the Bank from any loss and damages suffered by the Bank arising from or in connection with your use of the Service herein, including but not limited to your failure to secure your own user ID and password.
The Bank will try to provide accurate and timely information. However, there may be inadvertent delays, omissions, inaccuracies caused by data entry or technical errors. Please do not solely rely on the information provided and make your own assessment and inquiries in respect of the accuracy and completeness of the information provided. The Bank does not warrant the accuracy or completeness of the information, graphics or other items provided within KenWRAP.
The Bank is not liable to you for any loss or damages, including loss of profit or business revenue, reputation, goodwill, business, use, anticipated savings, loss or corruption of data or any costs, damages or claims (whether direct or indirect), or any indirect or consequential loss or damage suffered or incurred by you arising out of use of the Services or any Data, including without limitation, in connection with any fault, error, interruption, delay, omission or failure of the Data.
The information provided on the Service is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to laws or regulations or which would subject the Bank to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in the Service constitutes a solicitation or offer by the Bank to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service whatsoever and the Service cannot under any circumstances be relied upon for investment dealings of whatever nature. You are advised to obtain separate independent professional advice before making any decision to trade/invest in securities or invest in any financial instruments.
Whilst every care has been taken in preparing the information and materials, the information on the Service is provided on an "as is" basis without any warranty or indemnity of any kind either expressly or implied, including but not limited to any implied warranties or indemnities or implied terms of satisfactory quality, fitness for a particular purpose or non-infringement. All such implied terms, warranties and indemnities are hereby excluded.
The Bank will not be held responsible for any loss or damage that could result from interception by any third parties of any information made available to you via the Service. Although the information provided to you on the Service is obtained or compiled from sources we believe to be reliable, the Bank cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither the Bank, nor any of its directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you may incur in the event of any failure or interruption of the Service, or resulting from the act or omission of any other party involved in making the Service or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the Service or the materials or information therein, whether or not the circumstances giving rise to such cause may have been within the control of the Service or of any vendor providing software or services support.
In no event will the Bank or any such parties be liable to you for any other damages of any direct, special, indirect, consequential, incidental damages or any other damages of any kind even the Bank or any other party have been advised of the possibility thereof.
If any provision of these disclaimers and exclusions shall be unlawful, void or any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
By using our Service you are deemed to have agreed and accepted that the Bank will not be held liable under any circumstances, including negligence, for any direct, indirect or consequential loss arising from your use of the information and material contained in our Service or from your access to the linked External Websites. The Bank shall also not be liable for any material provided by third parties with their own respective copyright and shall not under any circumstances, be liable for any loss, damages or injury arising from these materials.
The exclusions and limitations described herein shall apply only to the extent permitted by law, without prejudice to our rights to seek legal redress in accordance with the applicable laws.
If you choose to provide us with any of your personal information, such personal information shall also be governed by the terms and conditions set out in the Privacy Statement. The Bank shall deal with your data and personal information in accordance with such Privacy Statement as may be amended or supplemented from time to time. You hereby confirm that you have read and understood the Privacy Statement and accept the terms and conditions. For the most current version of the Privacy Statement at all material times, please refer to the posting on the Bank’s website. The Bank does not control the use of your personal information that you may share with the External Websites. You are advised to make yourself aware of their respective terms and conditions in this respect (if any).
The Bank is committed to establish and maintain effective measures to safeguard the confidentiality of the information contain within KenWRAP from unauthorised access. We shall use the information for the purpose for which it is intended to be used. The information may be shared within the Bank, the Bank's service providers and sub-contractors and may be disclosed outside the Bank as required to do so by the relevant regulatory authorities, and/or as required by laws or regulations, such as related to Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (without obtaining your prior permission).
The Bank reserves the right to use and disclose to other parties any information or data supplied by you to the Bank or generated by the Bank using the information provided by you for the purposes of managing your account, for analysis in order to assess and improve the services offered herein, and for any other purpose in order for the Bank to provide you the Services herein.
This system is a Financial Planning Service Tool provided by the Bank to be used by the sales consultant to propose an optimum investment portfolio structuring as an aid to assist you in your financial planning. Investment in products presented in this system is not meant to be a comprehensive investment plan and investors should take into consideration their individual financial objectives and needs.
The presented results of your investment profile and proposed investment portfolio are for your general consideration and do not, in any way, constitute investment advice or recommendations. A Model Portfolio refers to an ideal portfolio constructed based on the investor's risk profile (Defensive, Aggressive) and the advantages of diversification. The past performances of the portfolio or individual funds are not necessarily indicative of future performance.
You should be aware, and make aware to your clients that any investments are subject to investment risks and have the potential to generate profit or incur losses. You should take into consideration the fees and charges (direct and indirect) involved before investing in any proposed financial product.
For calculation of portfolio performance, relevant fund(s) without complete historical data during that investment period(s) will be replaced by cash holdings in the portfolio. Both growth rate and volatility of that particular portion(s) of the portfolio are assumed to be zero during that investment period(s). All funds and portfolio performances are calculated in MYR, based on Bid To Bid / NAV to NAV basis, with incomes and dividends re-invested and exclude any policy and administration fees.
Applicable Law and Jurisdiction:
These Terms and Conditions and the Service content shall be governed and construed in accordance with Malaysian laws, and the courts of Malaysia shall have exclusive jurisdiction to adjudicate any dispute which may arise in relation thereto.