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EPF Calculator

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Your personal details


What is your current age?



What is the amount in your EPF account 1?

Max amount that can be invested

RM 0.00

How do I know if I am eligible to participate/invest?

Note: All the minimum requirements for eligibility have been compiled into this table.

Age Minimum eligibility amount in Account 1 Basic Savings Min Investment Amount
18 6,000 1,000 1,000
19 7,000 3,000 1,000
20 8,000 5,000 1,000
21 9,000 6,000 1,000
22 10,000 8,000 1,000
23 12,000 10,000 1,000
24 13,000 12,000 1,000
25 14,000 14,000 1,000
26 16,000 17,000 1,000
27 17,000 20,000 1,000
28 19,000 23,000 1,000
29 21,000 26,000 1,000
30 23,000 29,000 1,000
31 25,000 33,000 1,000
32 27,000 37,000 1,000
33 29,000 41,000 1,000
34 31,000 45,000 1,000
35 34,000 50,000 1,000
36 37,000 55,000 1,000
37 39,000 60,000 1,000
38 42,000 66,000 1,000
39 46,000 72,000 1,000
40 49,000 78,000 1,000
41 53,000 85,000 1,000
42 56,000 92,000 1,000
43 60,000 100,000 1,000
44 64,000 108,000 1,000
45 69,000 116,000 1,000
46 73,000 125,000 1,000
47 78,000 134,000 1,000
48 83,000 144,000 1,000
49 89,000 154,000 1,000
50 95,000 165,000 1,000
51 101,000 176,000 1,000
52 107,000 188,000 1,000
53 114,000 201,000 1,000
54 121,000 214,000 1,000
55 125,000 228,000 1,000

How are the savings being calculated to prove my eligibility?

Note: The most important factors that will be taken into account are Savings in Accounts and Basic Savings.

Member Age Savings in Account 1 Basic Savings (RM) Computations: Savings in Account 1 - Basic Savings 20% Member's Eligibility
A 22 4,000 8,000 Not qualified, as savings is less than the Basic Savings required.
B 22 9,000 8,000 (9,000 - 8,000) x 20% = RM200 Not qualified, as savings is less than the required minimum investment amount of RM1,000.
C 25 20,000 14,000 (20,000 - 14,000) x 20% = RM1,200 Qualified, as savings exceeds the Basic Savings and minimum limit.
D 40 60,000 78,000 Not qualified, as savings is less than the Basic Savings required.
E 45 130,000 116,000 (130,000 - 116,000) x 20% = RM2,800 Qualified, as savings exceeds the Basic Savings and minimum limit
Disclaimer:

This calculator is intended to provide illustrative examples of how much you have contributed into your EPF account in a year and it is not to be relied on for any other purposes or decision making. The computation that you are shown serves as an approximate guide and is based on the information you provide and a variety of assumptions. Kenanga Investment Bank Berhad does not guarantee its accuracy and is not liable for the consequences derived from the usage of this computation.

Source: Kumpulan Wang Simpanan Pekerja (KWSP), February 2014.